Seriously. As the question above asks: Does financial planning invade your dreams?
And no. Ms. Doodles is not talking about the dreams about the state of your plentiful future. But dreams like your nightly dreams. (How many times am I going to use the word “dreams” in this post?)
Last night, I literally woke up almost every hour with number-crunching in my head. Let’s back up a few hours earlier. Or better yet, earlier this year…
Mr. Doodles and I visited my beloved Manila in the Philippines in January. Since it was Mr. Doodles’ first visit outside the United States, I was anxious in how he will perceive a newly industrializing country. And because he is awesome (and the Philippines and my family are also awesome!), he enjoyed everything. Except for the long flight. One of the realizations he took home with him: He can live there. And can I just reiterate the awesomeness of Mr. Doodles? He saw what I saw. An emerging economy filled with opportunities. Granted, the majority of our stay was in Manila. But still.
After the our vacation, we discussed the possibility of business ventures with locals (i.e. Sister Dearest and The Father-unit). We began crunching numbers. And what came-forth is our first true joint financial planning. (Disclosure: We are “unofficially” married couple, living together for 2 years.) And thus born Ms. Doodles’ personal finance intense interest.
At first, we talked about budgeting. Next, a few cuts here and there. Then, retirement accounts and savings. Later on, business ventures similar to last night. 95% of the time, it is Ms. Doodles who initiate the conversation. At one point, Mr. Doodles mentioned that I have been talking and thinking about money a lot. At first, I dismissed him. However, last night, our pillow talk was a business brain-storm. Unfortunately, it transposed to Ms. Doodles dream-state. Weird.
I am starting to deem this instance as a symptom. Is financial planning becoming an obsession? Will it start to creep up to my nightly ‘Zzzzs? What if I become too passionate and neglect Mr. Doodles? What is the point of a perfect financial health if the emotional health is poor? Of course, I am venturing toward melodramatic territory. First, we are nowhere near poor emotional health. Second, I am looking a potential outcome if I start neglecting other areas of my life.
Balance is key.
There is a point of being responsible and being too consumed with “money matters”. So I suppose this site helps me vent the discussion I need to unleash. Once purged clean from my system, Mr. Doodles and I can go back to focusing on the joy of quality time free of “consumerism and tomorrow”.
As soon as I hit the update button, Ms. Doodles is focusing on the present. Tomorrow night, if I have the urge to nitpick about the Doodles’ future financial health, I’ll go back to this site and